Automobile Insurance Online – What Are the Laws Regarding Automobile Insurance Cancellations?
Q: Can my Colorado auto insurance online policy be canceled because the credit card they had on file for me expired? I never got a notice in the mail and I just found out I have not had insurance in a month. If I pay the back payments don’t they have to reinstate me?
A: Under Colorado state law you insurance company is required to send you notice of their intention to cancel your policy for any reason. The Colorado Division of Insurance will hear an allurement. Here are the steps to filing an allurement:
*Continue paying your premiums while you allurement the decision. In your case mail a check for the monthly amount required, plus back payments.
*Write the reason you are filing the allurement out. Include any supporting documentation. for example the expired credit card they had on file should be included.
*Mail two copies of the letter to the Colorado Division of Insurance consumer division.
*You will be notified within ten days of the date that the allurement will be heard.
From the information you supplied, your Colorado automobile insurance online allurement should be heard and you should win. If this occurs your insurance company will have to reinstate you.
Lastly, we would strongly recommend that you take the time to shop around and compare automobile insurance quotes online from several different providers whenever you are looking for new coverage. While it may seem like shared sense, many drivers fail to get multiple quotes and end up overpaying for their coverage as a consequence.
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